
Shopping for the best mortgage rate?
Let us save you weeks of negotiating with your bank. We can save you thousands of dollars in just minutes!
5.0 · 118 Google reviewsSee what you could save | or afford
Answer a few quick questions. We compare options from 15+ lenders and give you our best rate upfront, with no haggling and clear guidance on the mortgage behind it.
Estimate only, not a mortgage pre-approval, commitment, or offer of credit. Actual results depend on a full review of your situation.
Recognized for excellence
What our clients say
Working with Steven for my first mortgage/first home purchase was such a great experience! I can't emphasize enough how grateful I am for the time and care that Steven took in walking me through every step of the process. Before I'd even found a home to purchase, Steven was available by phone and email to answer all my questions and to explain everything clearly. When my offer on a home was accepted, Steven connected with me on the weekend to be sure that we could meet the tight timeline. He weighed all aspects of the mortgage, not just the rate, and I was able to make an informed decision, even within a short time period. And of course, I've very happy with the mortgage that I signed. I recommend Steven to all my friends and family. Thank you!
Totally recommend working with Steven! He'll negotiate hard for you. He was instrumental in getting the very best rate for the mortgage. He even managed to get a last-minute reduced rate on the day of signing! That translated into thousands of dollars in savings on a 5-year term. Steven will take his time and walk you through the process – he works diligently to make sure all the paperwork is done right, and he'll explain everything in detail. He'll call, follow up and be on the ball to make sure the experience for the client is as smooth as possible. Very satisfied with his work and truly grateful for his support!
I had an outstanding experience working with Steven on my mortgage renewal. This is my second time working with him, and once again he was incredibly attentive from start to finish, always available to answer my questions, patient in explaining every detail, and genuinely committed to helping me make the best decision. He found the most competitive rate for me and even succeeded in getting the rate lowered after I had already signed the approval, which was such a welcome surprise. He also joined a call with my lender to ensure all my concerns were appropriately addressed, making the entire process so much easier and far less stressful. I truly felt supported every step of the way. I highly recommend him and would happily work with him again. A well-deserved five stars.
Steven truly went above and beyond in helping us secure a loan while we were abroad in Sweden. Ours was a particularly complex case, but Steven handled every complication with professionalism, persistence, and genuine care. He consistently advocated for us and worked tirelessly to find solutions, even when most institutions wouldn't give our situation a second look. Throughout the entire process, he was responsive, knowledgeable, and incredibly supportive, making what could have been an overwhelming experience feel manageable. We are extremely grateful for his dedication and can't recommend him highly enough.
It's not just about finding the best interest rate for a mortgage loan. It's about Steven's knowledge and experience in providing excellent advice and guiding us through the complex and exciting process of buying a home. His expertise has been invaluable at this crucial moment—clearly explaining the differences between rates, the typical fees charged by traditional banks, and the offers from specialized lenders we wouldn't have known about without the help of a broker like Steven. We're counting on Steven again when it's time to renew.
Working with Team Levine was a godsend this year. Having first contacted Steven just barely before 2020 devolved into pandemic quarantine, his resilience cannot be overstated. On a tight timeline for our promise to purchase conditions, he adapted unflinchingly to an ever-changing environment. Steven was incredibly responsive in all communications and never shied away from answering questions to guide my spouse & I through our first home purchase. His prowess in negotiating with banks and securing competitive mortgage rates (otherwise unavailable outside brokerages) is an obvious edge to his value as a mortgage broker. Thanks for being a steady resource amidst an always-hectic process during an uncannily chaotic year. You rock Steven!
Rates worth switching for
Our most-requested term, five years of predictable payments.
Lock this rateRates shown are illustrative and subject to change. O.A.C., contact us for a rate tailored to you.
No negotiation, ever
We don't make you haggle. You get our best rate from over 15 lenders, upfront.
Fast turnaround
Because we deal directly with lenders, you often have a conditional approval within a day or two.
Zero cost to you
Our service is free, with no obligation, we'll even pay your evaluation fees.
One team, A to Z
Mortgage, insurance and investments under one roof, fewer calls, one trusted advisor.
A solution for every situation
Whatever stage you're at, there's a Team Levine mortgage program built for it, and a broker who'll explain it in plain language.

Purchase
Buying your home? Get the right product from the start.

Pre-Approvals
Find out exactly what you qualify for before you shop.

Refinance
Renovating or consolidating? Put your equity to work.

Renewals
Term ending? Don't auto-renew, let us shop it for you.

Investment Properties
Building a rental portfolio? We finance the growth.

Purchase + Improvements
Found a fixer-upper? Finance the home and the reno.

Vacation & Second Homes
A cottage by the lake? Let's make it yours.

Self-Employed
Own your business? We have lenders who get it.

New to Canada
Newcomer programs designed to get you home faster.

Home Equity Line
Flexible access to your home's equity when you need it.

Non-Resident Program
Living abroad and buying in Canada? We can help.

Reverse Mortgage
Turn home equity into income in retirement, tax-free.
Mortgage calculators
Accurate, no sign-up, built on the real Canadian mortgage math.
Your mortgage toolkit, in your pocket
Live rates, powerful calculators and a plain-language glossary. Free, no login, always with you.
Your best mortgage in three steps
Tell us your goal
Book a quick call or fill out a 2-minute form. Purchase, renewal, or refinance, we start with your goal, on your timeline.
We shop 15+ lenders
We do the negotiating and the paperwork. You don't lift a finger.
Get your best mortgage
A fast, no-cost approval, with a strategy built for the lowest total cost over the life of your mortgage, not just today's lowest rate.
A broker who sees beyond the rate
Anyone can quote a rate. As your Montreal mortgage broker, we look deeper: at your goals, your timeline, and the total cost over the full life of your mortgage, not just today's term. That's the strategy that saves you the most over the long run. That's what it means to see beyond the rate.

Everything your financial life needs
Protect what matters most
Life, disability and critical illness coverage, matched across 15+ providers, with no cost or obligation to you.
Grow your money with a plan
Save today so you can live tomorrow. We place and manage your assets in the right registered vehicles for your goals.
Frequently asked questions
Does it cost anything to work with Team Levine?
No. Our mortgage brokerage service is free, the lender pays us when your mortgage funds, and we'll even cover your property evaluation fees. You get the best rate at no cost and no obligation.
How is a mortgage broker different from my bank?
Your bank offers only its own products. We compare rates and products from 15+ lenders and bring you the best one upfront, no haggling, which almost always beats a single bank.
Do you help with more than mortgages?
Yes. Team Levine is a one-stop shop for mortgages, insurance (life, disability, critical illness) and investments (RRSP, RESP, TFSA), one trusted team for your whole financial life.
How much of a down payment do I need?
The minimum in Canada is 5% on the first $500,000 and 10% on the portion above, up to $1.5M. Under 20% down requires mortgage default insurance (CMHC); 20%+ avoids it.
How fast can I get pre-approved?
It depends on the type. Our instant online tool, or a pre-approval letter from us, can be ready in minutes to the same day, enough to know what you can afford and shop with confidence. That kind of pre-approval doesn't check your credit or lock in a rate. To actually hold a rate, we submit your file to a lender, which takes a little longer but secures your rate while you shop.
Have another question? Contact us
Ready to save thousands?
Book a free, no-obligation appointment with a Team Levine broker today. We'll find your best rate, and even pay your evaluation fees.
Let's find your best rate today
Best mortgage broker in Montreal
Looking for the lowest mortgage rates in Montreal? Team Levine is an award-winning Montreal mortgage broker, named Best Mortgage Broker in Montreal by ThreeBestRated for 11 years running, with access to over 15 lenders including major banks, credit unions and mortgage lenders. We are not a bank and we do not work for one: we shop the market on your behalf to find the best mortgage rate and terms for your situation.
From first-time homebuyers to refinancing, renewals, investment properties and self-employed clients, we have helped thousands of Montreal families secure the right mortgage. As independent, licensed mortgage brokers, we make the whole process simple, fast and free, and we will even pay your evaluation fees. Whether you are buying your first home or renewing an existing mortgage, Team Levine finds you the lowest rate and the right strategy.


