Mortgage calculators
Plan your mortgage with confidence
Free, accurate tools built on the real Canadian mortgage math. No sign-up.
Mortgage payment
Your payment, the qualifying rate, and interest over your term.
Open →Affordability
The maximum home price you qualify for, using real GDS/TDS ratios.
Open →Down payment & CMHC
Your minimum down payment and what CMHC insurance costs.
Open →Welcome tax
Your Quebec welcome tax (droits de mutation) by municipality.
Open →Closing costs
Budget the cash you need on closing day.
Open →Renewal planner
See your payment shock when you renew at today's rates.
Open →Renewal / refinance payment
Your payment on an existing mortgage balance.
Open →Compare & save
Compare two rates and see your real savings over the term.
Open →Break penalty
Open →Want a real number, not an estimate?
Book a free call or apply, and we'll get you an exact rate from 15+ lenders.