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Vacation & Second Homes

Looking to purchase a vacation home – a nice cottage by the lake for some summer relaxation? Maybe a secondary home that might give you a "pied a terre" in the city, shaving lots of time off your daily commute to work. Whichever of these options fits your situation, we can get you a mortgage with as little as 5% down.

If you find a vacation home, that doesn’t have potable water, is three season, or doesn’t have access all year around, this is referred to as a Type B property. In such cases, minimum down-payment would be 10%.

Armed with the right knowledge and assistance, the process is simple. Call us today to inquire!


Featured Blog Posts

Bridging the Gap: How Considering and Exploring the Path of Bridging Loans Can Help Lead You to Your Dream Home.

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Bridging the Gap: How Considering and Exploring the Path of Bridging Loans Can Help Lead You to Your Dream Home.   Buying a new home is ex ...

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Tips For Timing The Market: The Critical Factor Of When To Lock The Mortgage Rate In Montreal

May 15, 2024

Tips For Timing The Market: The Critical Factor Of When To Lock The Mortgage Rate In Montreal   It is often difficult for homebuyers in Mon ...

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Tips for Finding the Lowest Mortgage Rates in Montreal

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A home is probably the biggest and most emotional purchase you will ever make. Given the importance of this significant investment, home purchase canâ ...

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