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Vacation & Second Homes

Looking to purchase a vacation home – a nice cottage by the lake for some summer relaxation? Maybe a secondary home that might give you a "pied a terre" in the city, shaving lots of time off your daily commute to work. Whichever of these options fits your situation, we can get you a mortgage with as little as 5% down.

If you find a vacation home, that doesn’t have potable water, is three season, or doesn’t have access all year around, this is referred to as a Type B property. In such cases, minimum down-payment would be 10%.

Armed with the right knowledge and assistance, the process is simple. Call us today to inquire!


Featured Blog Posts

Tips for Finding the Lowest Mortgage Rates in Montreal

Dec 6, 2019

A home is probably the biggest and most emotional purchase you will ever make. Given the importance of this significant investment, home purchase canâ ...

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Canada’s New Mortgage Rules and How They Could Affect You

Oct 20, 2016

The Canadian federal government recently announced new legislation that may affect the purchasing power of home buyers. These new mortgage rules, whic ...

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What to Consider Before Refinancing Your Home

Oct 11, 2016

Refinancing your mortgage is a great way to consolidate and pay off your debt, make some much-needed renovations, or even pay for tuition. While refin ...

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