Mortgage calculators
Closing cost estimator
Know the cash you need on closing day, on top of your down payment, before you make an offer.
Closing cost estimator
Budget for the cash you need on closing day, on top of your down payment, for a Quebec purchase.
$100,000$3,000,000
One-time closing costs
Estimated cash at closing
$12,571
Welcome tax (droits de mutation)$5,611
Notary / legal fees$2,250
Home inspection$500
Moving costs$1,500
Adjustments to the seller$1,000
CMHC insurance premium (added to your mortgage, not paid in cash)in mortgage
QC tax on the CMHC premium (paid in cash at closing)$1,710
On top of your down payment.
Plan my purchase →Start your applicationEstimate only. Notary, inspection and moving costs vary by provider; the welcome tax shown is computed on the purchase price and is the gross amount due at closing (legally it's based on the higher of the price and the adjusted municipal assessment, and a first-time-buyer credit, if any, is recovered later on your tax return). We confirm your real numbers with you.
Want a clear number for your exact purchase?
Book a free call and we'll map out every dollar you'll need to close.