Today's best mortgage rates in Montreal
The volume we do with lenders every year earns us discounts off their rates, and we pass them on to you. We may even be able to get you these rates through your own bank.
Top 3 mortgage brokers in Montreal
Canadian Mortgage Award winnerOur featured rates
Fixed rates
- 1 Year Fixed4.54%Get this rate
- 2 Year Fixed4.54%Get this rate
- 3 Year FixedBest value4.29%Get this rate
- 4 Year Fixed4.39%Get this rate
- 5 Year FixedBest value4.39%Get this rate
- 7 Year Fixed4.74%Get this rate
- 10 Year Fixed5.44%Get this rate
Variable rates
- 3 Year Variable3.75%Get this rate
- 5 Year VariableBest value3.50%Get this rate
Updated October 1, 2026
Some conditions may apply. Rates are subject to change without notice.
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Found a rate you like? We can hold it while you shop, and if you need longer, extended rate holds are available. That protects you if rates move before you close.
A small difference is real money
On a $400,000 mortgage, even a 0.25% lower rate saves roughly $5,000 in interest over a 5-year term, often much more. Shopping 15+ lenders is where that saving comes from.
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Rates shown are illustrative. Book a free, no-obligation call for your personalized rate.