Mortgage calculators
Mortgage affordability calculator
See the maximum home price you qualify for, using the same debt-service ratios and stress-test rate a lender applies, not a rule of thumb.
Mortgage affordability calculator
See the maximum home price you qualify for, using the same GDS/TDS debt-service ratios and stress-test rate a Canadian lender applies.
Optional
Car loans, credit cards, lines of credit, support payments.
Lenders count 50% of condo fees.
Credit score
Extended ratios
You could afford up to
$585,527
Maximum mortgage$499,122
Available for your payment$3,250 / per month
Your debt-service ratios
GDS (housing costs)39.0% / 39%
TDS (all debts)44.0% / 44%
At this price your ratios sit right at the lender limits of 39% (GDS) and 44% (TDS) for your credit tier.
Estimate only. Your real maximum depends on the lender, the property, your full credit profile and the rate held. We confirm the exact number when we pre-approve you.
Ready to turn that number into a real approval?
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