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Whole Life Insurance

Whole Life insurance is part of the permanent life insurance family. This means that premiums never change throughout the life of the policy, otherwise known as level premiums. This type of insurance starts off being more expensive than term life insurance, and because the premiums remain level in the later years, the policy ends up being cheaper in the long run. Technically, you pay more when you’re younger, so that you can pay less when you’re older. Whole life insurance also develops a cash value account, also known as cash surrender value. If you end up cancelling the policy after a certain amount of time, you can withdraw the cash surrender value.

Want to find out if this is the right product for you? Give Team Levine a call and we’ll be happy to provide you with a no obligation insurance evaluation.

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