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Whole Life Insurance

Whole Life insurance is part of the permanent life insurance family. This means that premiums never change throughout the life of the policy, otherwise known as level premiums. This type of insurance starts off being more expensive than term life insurance, and because the premiums remain level in the later years, the policy ends up being cheaper in the long run. Technically, you pay more when you’re younger, so that you can pay less when you’re older. Whole life insurance also develops a cash value account, also known as cash surrender value. If you end up cancelling the policy after a certain amount of time, you can withdraw the cash surrender value.

Want to find out if this is the right product for you? Give Team Levine a call and we’ll be happy to provide you with a no obligation insurance evaluation.

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10 + 2 =

Steven was very efficient, returned all my calls and emails promptly. He was friendly and pleasant to deal with and very knowledgeable. This all made me feel very comfortable dealing with him, and muc...

Vicki D., Mortgage Closed on February 1, 2012

Dear Steven, I wish to thank you for your excellent services. Everything went very smoothly and the final result was positive. I would recommend anyone to work with you on their mortgage requirement....

Wadi Hanano, Mortgage Closed on April 1, 2012

To Steven, Thanks so much for helping us to obtain a mortgage and assisting us through the ups and downs of the process. We really appreciate it. Thanks again!...

Alexander & Lisa, Mortgage Closed on July 4, 2012

I went to a couple of banks and was unsuccessful in obtaining a mortgage. Thankfully I met Steven at True North Mortgage, not only was he able to quickly get me approved, but he got me an amazing mort...

Faroq Farhad, Mortgage Closed on August 15, 2012

It was a great pleasure working with Steven Levine. This was the first time I felt a personalized approach, because he has asked multiple questions to find out nuances of my situation and patiently an...

Mikhail S., Mortgage closed on April 27, 2012

Steven was thorough, professional and easy to deal with. Keep up the good work. Cheers,...

Maurizio Iusso, Mortgage closed on October 7, 2011

Steven, Working with you on my mortgage was an entirely pleasurable experience. You were clear, helpful, informative and efficient! Thank you!...

Vickie M., Mortgage Closed on May 15, 2012

Not only did Steven get me the best interest rate possible on the market, but the personal service was great. When the bank`s loans officer needed some additional information, Steven was immediately a...

John, Mortgage Closed on June 28, 2012

I had an abnormally long posession period and some unique requirements on my desired mortgage structure. This caused me problems getting a good mortgage rate through my usual bank since I didn`t fit t...

Colin Durocher, Mortgage closed on June 29, 2013

Hello Steven, The service I received when my mortgage was due was…..EXCELLENT…. I would refer you to everyone that would speak to me about a mortgage…..EXCELLENT……thank you so very much….....

Jenny, Mortgage closed on January 26, 2012

While looking for my mortgage renewal I had a chance to contact Mr. Steven Levine. After answering on the phone to a series of my basic questions about the possible conditions of my future mortgage te...

Alexander Aristarkhov, Mortgage closed on September 26, 2012

Steven was very professional and always ready to deal with any issue, whether in or out of the normal course of business. I enjoyed working with him and would highly recommend him for future dealings....

Howard Silver, Mortgage Closed on October 22, 2012

It was a true pleasure working with Steven. He guided me through the process of getting a mortgage step by step and proactively found the products that were the right fit for me. He was very knowledga...

Samantha McDougall, Mortgage Closed on September 20, 2012

Hey Steven .. I just wanna say a big thank you for taking the time to listen to what my needs were, for me and my family when it came time to renew my mortgage. You not only took the time to expl...

Fred Acrobati, Testimonial received on December 13, 2012

Steven, Just wanted to drop you a quick line and let you know that I signed at the notary yesterday. They received the instructions on Friday from ING and the funds on Monday morning. Thank you very m...

Yazan, Mortgage Closed on December 17, 2012

Steven was the fourth mortgage broker that I contacted, but he was the first one who was willing to take the time to answer all my questions. He very quickly found me a lender who was willing to offer...

Steven Dedesko, Mortgage Closed on June 29, 2012

Great service ! Communication skills are excellent, overall experience with Steven was awesome, he made everything simple and took his time to answer and explain all of the questions I had. I received...

Carlos Silvestre ,

Our experience dealing with Steven Levine was very pleasant. He was very helpful, thorough and prompt with the exchange of information...and within the timelines anticipated. Seeing as there were many...

Mr.& Mrs. Jason McLaughlin, Mortgage Closed on April 1, 2012

The rates and service I get from Steven are unsurpassed. He has helped get the best deal on both my main residence and my investment property. His knowledge of the market makes the mortgage applicatio...

Rubens Abboud, Mortgage Closed on March 1, 2013

Renewing my mortgage using Steven’s services was SO SIMPLE. I got an excellent rate and even did not have to pay the notary for the transfer of my mortgage from one institution to the other. I truly...

Sonia M., Mortgage Closed on July 10, 2013

This was my first experience with a mortgage broker and was little skeptical, but not anymore. Steven Levine from is one of the best decisions I made in 2013, he was not only able to find and sign me ...

Jose Cao, Mortgage Closed on June 20, 2013

Steven, Your service is excellent and I am really enjoy working with you. You are very easy working with and always be there for all my questions. Your are professional, patience and always put ...

Wanting Chen, Mortgage Closed on March 15, 2014

Hi Steven, Just to let you know that I have voted for you! I hope you win! You deserve the 1st place! To tell you the truth, you're the only person in Sales from Quebec, that impressed me until now...

Ioana Comanescu, Mortgage closed on January 30, 2015

My experience dealing with Steven was very positive. I've got the best as far as my rate goes and the approval process was hassle free. The communication was made easy and I've always received an answ...

Razvan, Mortgage Closed on July 10, 2012

We received great service from Steven, both in terms of expertise and patience. Steven helped us through the process of the mortgage application, explaining us all the details and helping us understan...

Nicolas & Corina, Mortgage Closed on July 9, 2012

Working with Steven Levine was a real pleasure. He was efficient and personable whenever we had to deal with him, always returning phone calls and following up promptly.We strongly reccomend Steven an...

George & Irene Jipa, Mortgage closed on July 6, 2012