{"id":186,"date":"2016-09-16T13:49:55","date_gmt":"2016-09-16T13:49:55","guid":{"rendered":"https:\/\/teamlevine.ca\/?p=186"},"modified":"2021-03-17T06:40:33","modified_gmt":"2021-03-17T10:40:33","slug":"quoi-vous-attendre-lors-de-lachat-de-votre-premiere-propriete-canadienne","status":"publish","type":"post","link":"https:\/\/teamlevine.ca\/fr\/a-quoi-vous-attendre-lors-de-lachat-de-votre-premiere-propriete-canadienne\/","title":{"rendered":"\u00c0 quoi vous attendre lors de l’achat de votre premi\u00e8re propri\u00e9t\u00e9 canadienne"},"content":{"rendered":"

<\/p>\n

L\u2019ajustement au Canada peut \u00eatre un processus long et difficile pour un nouvel immigr\u00e9. L\u2019achat d\u2019une propri\u00e9t\u00e9 est une des meilleures fa\u00e7ons de s\u2019int\u00e9grer au Canada. Le march\u00e9 immobilier canadien peut sembler intimidant, mais heureusement, il existe beaucoup de ressources pour aider les immigrants \u00e0 trouver la maison de leurs r\u00eaves. Si vous \u00eates un nouvel arrivant au Canada, voici tout ce que vous devez savoir sur l’achat de votre premi\u00e8re propri\u00e9t\u00e9 canadienne.<\/p>\n

Le financement de votre maison<\/strong><\/p>\n

Une fois que vous avez mis une offre sur votre maison de r\u00eave et l’offre est accept\u00e9e, comment allez-vous financer votre maison en tant que nouvel arrivant au Canada? La plupart des acheteurs de maisons ne disposent pas des fonds pour payer leur propri\u00e9t\u00e9 au complet, ce qui explique pourquoi la plupart des Canadiens prennent des pr\u00eats hypoth\u00e9caires aupr\u00e8s des banques ou des pr\u00eateurs priv\u00e9s. La p\u00e9riode d’amortissement moyenne pour un pr\u00eat hypoth\u00e9caire au Canada est de 25 ans, en fonction de la valeur de la maison et le revenu du propri\u00e9taire.<\/p>\n

Plusieurs nouveaux arrivants au Canada peuvent avoir des difficult\u00e9s \u00e0 obtenir un pr\u00eat hypoth\u00e9caire parce qu’ils ne disposent pas d\u2019un historique de cr\u00e9dit \u00e9tabli dans le pays. Un bon historique de cr\u00e9dit montre aux pr\u00eateurs que vous \u00eates capable de g\u00e9rer vos finances et payer vos dettes. Voici quelques conseils qui vous aideront \u00e0 construire un bon historique de cr\u00e9dit en tant que nouvel arrivant au Canada:<\/p>\n

    \n
  1. Ouvrez un compte de banque et utiliser r\u00e9guli\u00e8rement<\/li>\n
  2. Obtenez une carte de cr\u00e9dit<\/li>\n
  3. Si vous \u00eates approuv\u00e9 pour une carte de cr\u00e9dit, payez votre balance d’une mani\u00e8re coh\u00e9rente et opportune<\/li>\n
  4. Payer toutes les factures, incluant l\u2019internet, le t\u00e9l\u00e9phone et les factures de services publics, d’une mani\u00e8re coh\u00e9rente et opportune<\/li>\n<\/ol>\n

    Si vous suivez ces conseils financiers simples, au fil du temps vous serez en mesure de construire un historique de cr\u00e9dit qui vous permettra d’obtenir un pr\u00eat hypoth\u00e9caire.<\/p>\n

    Comment est-ce que \u00c9quipe Levine peut aider les nouveaux arrivants ?<\/strong><\/p>\n

    Chez \u00c9quipe Levine, nous reconnaissons qu\u2019il peut \u00eatre difficile pour les immigrants r\u00e9cents d’entrer dans le march\u00e9 immobilier canadien. Voil\u00e0 pourquoi nous avons commenc\u00e9 notre programme pour les nouveaux arrivants au Canada. Si vous \u00eates arriv\u00e9 au Canada au cours des cinq derni\u00e8res ann\u00e9es et vous avez un permis de travail ou de r\u00e9sidence permanente valide, nos professionnels de l’hypoth\u00e8que peuvent vous aider \u00e0 obtenir un pr\u00eat hypoth\u00e9caire pour aussi peu que 5% d\u2019acompte. Si vous ne disposez pas d’ant\u00e9c\u00e9dents de cr\u00e9dit au Canada, nous pouvons \u00e9galement vous aider \u00e0 trouver un pr\u00eateur qui vous convient. Pour plus d’informations au sujet de notre programme pour les nouveaux arrivants au Canada<\/a> ou pour parler \u00e0 un de nos experts hypoth\u00e9caires professionnels \u00e0 propos de vos options de financement, contactez-nous aujourd’hui.<\/p>\n

    <\/p>","protected":false},"excerpt":{"rendered":"

    L\u2019ajustement au Canada peut \u00eatre un processus long et difficile pour un nouvel immigr\u00e9. L\u2019achat d\u2019une propri\u00e9t\u00e9 est une des meilleures fa\u00e7ons de s\u2019int\u00e9grer au Canada. Le march\u00e9 immobilier canadien peut sembler intimidant, mais heureusement, il existe beaucoup de ressources pour aider les immigrants \u00e0 trouver la maison de leurs r\u00eaves. Si vous \u00eates un […]<\/p>\n","protected":false},"author":1,"featured_media":878,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-186","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"yoast_head":"\nTeam Levine<\/title>\n<meta name=\"description\" content=\"Team Levine\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teamlevine.ca\/what-to-expect-when-purchasing-your-first-canadian-property\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Team Levine\" \/>\n<meta property=\"og:description\" content=\"Team Levine\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teamlevine.ca\/what-to-expect-when-purchasing-your-first-canadian-property\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Levine\" \/>\n<meta property=\"article:published_time\" content=\"2016-09-16T13:49:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-03-17T10:40:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/teamlevine.ca\/wp-content\/uploads\/2016\/09\/bigstock-Luxury-Residential-House-With-282071419.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"800\" \/>\n\t<meta property=\"og:image:height\" content=\"533\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Wisdek\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Wisdek\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta 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