{"id":182,"date":"2016-08-15T13:26:32","date_gmt":"2016-08-15T13:26:32","guid":{"rendered":"https:\/\/teamlevine.ca\/?p=182"},"modified":"2017-03-16T08:23:50","modified_gmt":"2017-03-16T08:23:50","slug":"everything-need-know-bridge-loans","status":"publish","type":"post","link":"https:\/\/teamlevine.ca\/fr\/tout-ce-que-vous-avez-besoin-de-savoir-sur-les-prets-relais\/","title":{"rendered":"Tout ce que vous avez besoin de savoir sur les pr\u00eats relais"},"content":{"rendered":"<p><\/p>\n<p>Quand vous cherchez \u00e0 acheter une nouvelle maison, vous devez agir rapidement. Si vous avez trouv\u00e9 la propri\u00e9t\u00e9 parfaite mais la vente de votre propri\u00e9t\u00e9 actuelle n\u2019a pas encore \u00e9t\u00e9 compl\u00e9t\u00e9e, un pr\u00eat relais peut \u00eatre la solution pour vous. Les pr\u00eats relais peuvent vous aider \u00e0 faire le lien entre le moment o\u00f9 vous achetez une nouvelle maison et celui o\u00f9 vous vendez l\u2019ancienne. C\u2019est un pr\u00eat \u00e0 court terme qui permet aux acheteurs d&rsquo;utiliser la valeur nette de leur propri\u00e9t\u00e9 actuelle pour obtenir des fonds pour la nouvelle propri\u00e9t\u00e9 avant que la vente est compl\u00e9t\u00e9e.<\/p>\n<p><strong>Comment fonctionne un pr\u00eat relais<\/strong><\/p>\n<p>Les pr\u00eats relais peuvent sembler compliqu\u00e9s au premier abord, mais ils sont relativement simples et communs dans le march\u00e9 de l&rsquo;immobilier. Dans la plupart des cas, vous devez avoir votre acompte pour la nouvelle propri\u00e9t\u00e9. Vous obtenez alors un pr\u00eat relais pour le reste du prix d&rsquo;achat sur la base de l&rsquo;\u00e9quit\u00e9 que vous avez dans votre propri\u00e9t\u00e9 actuelle. Les pr\u00eats relais ne durent g\u00e9n\u00e9ralement pas plus de 90 jours, avec un taux pr\u00e9f\u00e9rentiel d&rsquo;int\u00e9r\u00eat major\u00e9 de deux pour cent par jour et des frais administratifs suppl\u00e9mentaires. Le taux d&rsquo;int\u00e9r\u00eat exact varie d&rsquo;une banque \u00e0 l\u2019autre. Certaines institutions financi\u00e8res n\u2019offrent pas de pr\u00eats relais. Dans ce cas des pr\u00eateurs priv\u00e9s sont disponibles pour vous fournir des options de financement, souvent avec des taux plus \u00e9lev\u00e9s.<\/p>\n<p><strong>Comment vous qualifier<\/strong><\/p>\n<p>Dans la plupart des cas, si vous pouvez vous qualifier pour une hypoth\u00e8que, vous serez en mesure de vous qualifier pour un pr\u00eat relais, mais votre pr\u00eateur voudra v\u00e9rifier votre cr\u00e9dit et votre histoire financi\u00e8re avant d&rsquo;approuver votre demande de pr\u00eat relais.<\/p>\n<p><strong>Avantages des pr\u00eats relais<\/strong><\/p>\n<p>L&rsquo;avantage le plus \u00e9vident des pr\u00eats relais est qu&rsquo;ils vous aident \u00e0 acheter une nouvelle propri\u00e9t\u00e9 avant que la vente de votre propri\u00e9t\u00e9 actuelle a \u00e9t\u00e9 compl\u00e9t\u00e9e, vous permettant d&rsquo;\u00eatre plus flexible et comp\u00e9titif en tant qu&rsquo;acheteur. Les pr\u00eats relais peuvent \u00e9galement vous \u00e9conomiser un peu de temps suppl\u00e9mentaire afin que vous ne soyez pas press\u00e9s \u00e0 vous d\u00e9placer entre vos propri\u00e9t\u00e9s actuelles et futures.<\/p>\n<p>Les pr\u00eats relais peuvent vous aider pour une transition en douceur d\u2019une propri\u00e9t\u00e9 \u00e0 l\u2019autre. Pour plus d\u2019informations sur les pr\u00eats et afin d\u2019obtenir le meilleur pr\u00eat relais possible, contactez \u00c9quipe Levine pour des services de pr\u00eats professionnels et de grande qualit\u00e9.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Quand vous cherchez \u00e0 acheter une nouvelle maison, vous devez agir rapidement. Si vous avez trouv\u00e9 la propri\u00e9t\u00e9 parfaite mais la vente de votre propri\u00e9t\u00e9 actuelle n\u2019a pas encore \u00e9t\u00e9 compl\u00e9t\u00e9e, un pr\u00eat relais peut \u00eatre la solution pour vous. Les pr\u00eats relais peuvent vous aider \u00e0 faire le lien entre le moment o\u00f9 vous [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-182","post","type-post","status-publish","format-standard","hentry","category-financing"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Everything You Need To Know About Bridge Loans<\/title>\n<meta name=\"description\" content=\"Bridge loans can help you smoothly transition from one home to the next. 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