{"id":180,"date":"2016-07-11T13:19:00","date_gmt":"2016-07-11T13:19:00","guid":{"rendered":"https:\/\/teamlevine.ca\/?p=180"},"modified":"2017-03-16T08:23:50","modified_gmt":"2017-03-16T08:23:50","slug":"propos-de-la-pre-approbation-hypothecaire","status":"publish","type":"post","link":"https:\/\/teamlevine.ca\/fr\/a-propos-de-la-pre-approbation-hypothecaire\/","title":{"rendered":"\u00c0 propos de la pr\u00e9-approbation hypoth\u00e9caire"},"content":{"rendered":"<p><\/p>\n<p>Il peut \u00eatre difficile de savoir o\u00f9 commencer si vous envisagez d&rsquo;acheter une nouvelle maison, surtout pour les premiers acheteurs. Avant de commencer la navigation d\u2019annonces ou d&rsquo;aller aux journ\u00e9es portes ouvertes, il est important d&rsquo;avoir une pr\u00e9-approbation hypoth\u00e9caire. Une pr\u00e9-approbation vous aidera \u00e0 affiner vos options de logement et vous rendra plus comp\u00e9titifs sur le march\u00e9 du logement. Voici quelques informations essentielles \u00e0 propos de la pr\u00e9-approbation hypoth\u00e9caire que chaque acheteur devrait savoir.<\/p>\n<p><strong>Qu&rsquo;est-ce qu&rsquo;une pr\u00e9-approbation hypoth\u00e9caire ?<\/strong><\/p>\n<p>Une pr\u00e9-approbation hypoth\u00e9caire est quand un pr\u00eateur hypoth\u00e9caire \u00e9value toutes vos informations financi\u00e8res afin de d\u00e9terminer le montant maximal du pr\u00eat pour lequel vous pourriez qualifiez. Une pr\u00e9-approbation hypoth\u00e9caire est la premi\u00e8re \u00e9tape du processus de demande de pr\u00eat hypoth\u00e9caire. Il agit comme un accord conditionnel : une fois que vous trouvez une propri\u00e9t\u00e9, votre pr\u00eateur est pr\u00eat \u00e0 vous pr\u00eater de l&rsquo;argent pour l&rsquo;acheter. Les pr\u00eateurs \u00e9valuent les crit\u00e8res suivants avant d&rsquo;accepter une pr\u00e9-approbation hypoth\u00e9caire.<\/p>\n<ul>\n<li>D\u00e9claration de revenus \u00e0 partir d&rsquo;au moins les deux ann\u00e9es pr\u00e9c\u00e9dentes<\/li>\n<li>Informations concernant votre cr\u00e9dit<\/li>\n<li>D\u00e9tails sur les passifs tels que les pr\u00eats \u00e9tudiants, pr\u00eats automobiles ou d&rsquo;autres dettes en suspens<\/li>\n<\/ul>\n<p><strong>Quels sont les avantages d&rsquo;une pr\u00e9-approbation ?<\/strong><\/p>\n<p>La pr\u00e9-approbation hypoth\u00e9caire rend la recherche de logement plus facile en vous donnant une id\u00e9e r\u00e9aliste de ce que vous pourriez acheter. Si vous savez combien un pr\u00eateur est pr\u00eat \u00e0 vous donner, vous aurez une meilleure id\u00e9e des maisons qui correspondent \u00e0 votre gamme de prix. Les vendeurs sont plus dispos\u00e9s \u00e0 n\u00e9gocier et \u00e0 vendre aux gens qui ont des pr\u00e9-approbations hypoth\u00e9caires car ils d\u00e9montrent que vous pouvez obtenir le financement n\u00e9cessaire, vous donnant un avantage par rapport aux autres acheteurs potentiels.<\/p>\n<p>Si vous voulez entrer dans le march\u00e9 immobilier sur un pied s\u00fbr, une pr\u00e9-approbation hypoth\u00e9caire est votre meilleur choix. <a href=\"https:\/\/teamlevine.ca\/fr\/contactez-nous\/\">Contactez-nous<\/a> chez \u00c9quipe Levine pour obtenir plus d&rsquo;informations sur les pr\u00e9-approbations hypoth\u00e9caires.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Il peut \u00eatre difficile de savoir o\u00f9 commencer si vous envisagez d&rsquo;acheter une nouvelle maison, surtout pour les premiers acheteurs. Avant de commencer la navigation d\u2019annonces ou d&rsquo;aller aux journ\u00e9es portes ouvertes, il est important d&rsquo;avoir une pr\u00e9-approbation hypoth\u00e9caire. Une pr\u00e9-approbation vous aidera \u00e0 affiner vos options de logement et vous rendra plus comp\u00e9titifs sur [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-180","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Team Levine<\/title>\n<meta name=\"description\" content=\"Team Levine\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Team Levine\" \/>\n<meta property=\"og:description\" content=\"Team Levine\" \/>\n<meta property=\"og:url\" content=\"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/\" \/>\n<meta property=\"og:site_name\" content=\"Team Levine\" \/>\n<meta property=\"article:published_time\" content=\"2016-07-11T13:19:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2017-03-16T08:23:50+00:00\" \/>\n<meta name=\"author\" content=\"Wisdek\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Wisdek\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/\"},\"author\":{\"name\":\"Wisdek\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/#\\\/schema\\\/person\\\/f6a44977168645bb5ea7d7b029cf0cf1\"},\"headline\":\"\u00c0 propos de la pr\u00e9-approbation hypoth\u00e9caire\",\"datePublished\":\"2016-07-11T13:19:00+00:00\",\"dateModified\":\"2017-03-16T08:23:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/\"},\"wordCount\":673,\"commentCount\":0,\"articleSection\":[\"Hypoth\u00e8ques\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/\",\"url\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/\",\"name\":\"Team Levine\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/#website\"},\"datePublished\":\"2016-07-11T13:19:00+00:00\",\"dateModified\":\"2017-03-16T08:23:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/#\\\/schema\\\/person\\\/f6a44977168645bb5ea7d7b029cf0cf1\"},\"description\":\"Team Levine\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/what-you-need-to-know-about-mortgage-pre-approvals\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/teamlevine.ca\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"What You Need to Know About Mortgage Pre-Approvals\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/#website\",\"url\":\"https:\\\/\\\/teamlevine.ca\\\/\",\"name\":\"Team Levine\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/teamlevine.ca\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/teamlevine.ca\\\/#\\\/schema\\\/person\\\/f6a44977168645bb5ea7d7b029cf0cf1\",\"name\":\"Wisdek\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g\",\"caption\":\"Wisdek\"},\"url\":\"https:\\\/\\\/teamlevine.ca\\\/fr\\\/author\\\/admin\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Team Levine","description":"Team Levine","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/","og_locale":"fr_FR","og_type":"article","og_title":"Team Levine","og_description":"Team Levine","og_url":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/","og_site_name":"Team Levine","article_published_time":"2016-07-11T13:19:00+00:00","article_modified_time":"2017-03-16T08:23:50+00:00","author":"Wisdek","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Wisdek","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/#article","isPartOf":{"@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/"},"author":{"name":"Wisdek","@id":"https:\/\/teamlevine.ca\/#\/schema\/person\/f6a44977168645bb5ea7d7b029cf0cf1"},"headline":"\u00c0 propos de la pr\u00e9-approbation hypoth\u00e9caire","datePublished":"2016-07-11T13:19:00+00:00","dateModified":"2017-03-16T08:23:50+00:00","mainEntityOfPage":{"@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/"},"wordCount":673,"commentCount":0,"articleSection":["Hypoth\u00e8ques"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/","url":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/","name":"Team Levine","isPartOf":{"@id":"https:\/\/teamlevine.ca\/#website"},"datePublished":"2016-07-11T13:19:00+00:00","dateModified":"2017-03-16T08:23:50+00:00","author":{"@id":"https:\/\/teamlevine.ca\/#\/schema\/person\/f6a44977168645bb5ea7d7b029cf0cf1"},"description":"Team Levine","breadcrumb":{"@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/teamlevine.ca\/what-you-need-to-know-about-mortgage-pre-approvals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/teamlevine.ca\/"},{"@type":"ListItem","position":2,"name":"What You Need to Know About Mortgage Pre-Approvals"}]},{"@type":"WebSite","@id":"https:\/\/teamlevine.ca\/#website","url":"https:\/\/teamlevine.ca\/","name":"Team Levine","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/teamlevine.ca\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/teamlevine.ca\/#\/schema\/person\/f6a44977168645bb5ea7d7b029cf0cf1","name":"Wisdek","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/secure.gravatar.com\/avatar\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/5ec877ba4eac3cd30591b750ef50287758cd5c6740371da1db2a840ee49fd46a?s=96&d=mm&r=g","caption":"Wisdek"},"url":"https:\/\/teamlevine.ca\/fr\/author\/admin\/"}]}},"_links":{"self":[{"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/posts\/180","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/comments?post=180"}],"version-history":[{"count":2,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/posts\/180\/revisions"}],"predecessor-version":[{"id":195,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/posts\/180\/revisions\/195"}],"wp:attachment":[{"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/media?parent=180"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/categories?post=180"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teamlevine.ca\/fr\/wp-json\/wp\/v2\/tags?post=180"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}